Group Health Insurance

Group Health Insurance is a complex benefit for many companies, large and small. Let our experience work for you to ensure you are bringing the best benefits possible to your employees at the best value for your business. As an authorized agency for BlueCross BlueShield of Florida, UnitedHealthcare, Vista, Aetna and Assurant Health, Combined Insurance Services is your advocate to the group health insurance industry. We proactively search for and provide you with the best information possible to help you with your decisions. In return, you have the assurance that your decision is the best for your employees and your business. The successful management of your company’s group health insurance benefits can create opportunities for other valuable employee group benefits.

Employee Group Benefits

In addition to group health insurance services, Combined Insurance Services brings the knowledge, expertise and analysis to help clients make a good decision for their overall employee benefit programs.  After the decision, Combined Insurance Services is there to provide implementation services, including employee education and ongoing service. The firm offers a full range of employee group benefits, many of which are available on a voluntary employee-paid basis:

Benefits

• Group Health Insurance
• List Bill Individual Health Insurance
• Life Insurance
• Dental Insurance
• Short Term Disability
• Long Term Disability
• Vision Insurance
• Long Term Care Insurance
• Worksite/Supplemental Products

Health Savings Accounts (HSA's) & Healthcare Reimbursement Arrangements (HRA's)

Combined Insurance Services offers extensive experience in the design, implementation and maintenance of these programs.  Through high quality employee education, employees and their families know what to expect from the plans and how to save for their future.  Combined Insurance Services has the tools ready to educate any size staff on the features and benefits of these plans.

Section 125 Plans

Combined Insurance Services has an in-house operation based out of the Ocala, Florida office.  CIS Claims can administer 125 plans ranging from a simple Premium Only Plan (POP) to a full scale flex plan.

Self Insurance

Combined Insurance Services offers long term experience in setting up self insurance programs through major insurance carriers and finding favorable reinsurance arrangements.  CIS Claims also administers self insured dental and medical plans.

Professional Employer Organization (PEO)

Combined Insurance Services is proud to be chosen as the employee benefits consultant for Landrum Professional Employer Services, the area's premier PEO.  Landrum Professional Employer Services provides its clients with expertise in Human Resources, Payroll Services, Workers Compensation, Employment Law & Regulations and Employee Benefits.  Employers interested in this program may call Combined Insurance Services at 850-433-9996, ext. 101, or toll free at 866-916-7705, ext. 101.

Call today to arrange for an evaluation of your group and a market analysis of the products you wish to review.